When people are struggling, they can be desperate for someone to promise help. Unfortunately, there are people out there that will make that promise, even when they know they cannot deliver on it.

There are people and organizations that prey on households in financial trouble- promising to save their homes for a fee, only to take their money and not provide any help. Even worse, some scam artists will trick the family into signing over the home to them.

If you are worried about keeping your home, AVOID anyone that:

• Asks for a FEE IN ADVANCE
• GUARANTEES that they’ll stop a foreclosure or modify a loan
• Tells you to STOP PAYING your mortgage company and to pay them instead

You do not have to face this alone, and you do not have to pay someone to help you.

HomeSource east tennessee is a HUD-approved counseling agency, and our foreclosure and mortgage default counseling is offered at no cost. We never ask for a fee to help you keep your home. Our caring staff works alongside you, helps you understand your options, and can talk directly with your mortgage company on your behalf.

If you are worried about keeping your home, start by calling people you can trust: Call HomeSource east tennessee at (865) 637-1679. If no one is immediately available, please leave your name and number, and a counselor will call you back.

Learn more about our Foreclosure and Mortgage Default Counseling

More ways to find safe, legitimate help:

For a national list of legitimate foreclosure prevention counselors, visit the U.S. Department of Housing and Urban Development or call 888-995-HOPE (4673). If you think you have been the victim of a foreclosure scam, contact the Consumer Financial Protection Bureau.